Credit cards are part of many people’s daily lives because they use them for various purposes, such as shopping for groceries, paying bills, and many others. On top of that, various business owners also use them for their companies, such as buying office furniture among other things. However, each credit card has some vital information on it about you that makes it unique from others. Let us take you through the important details on a credit card you need to know.
1. Expiry Date
Each issued credit card from any financial institution and at gonzo-cc comes with an expiry date. This is the period beyond which you can no longer use the card. So it is always important to check it out and know when your card expires to avoid inconveniences caused by using it when it is no longer valid. Good enough, when the credit card expires, you take it back to the financial institution, and you receive a new one. This is done either free off charge or at a small fee as soon as possible.
2. Cardholder Name
You names are also included on the credit card. This enables you to easily identify it from others if it gets mixed up with those of your other family members. You just have to check one with your names because they are printed or embossed on the credit card front. However, the names should match with the ones on your national id. But if you detect any mistake on the details, you need to report back to the financial institution as soon as possible to have it corrected.
3. Credit Card Number
Just like the names, each credit card also comes with a unique number, which is either a 16 or 15-digit number. It is also printed on the front of the card but some financial institutions print it on the back. Credit card numbers make your card easily identified because each has different ones. The first digits on your card, typically six to eight are known as the Issuer Identification Number or Bank Identification Number. Then the rest identify the card holder and each digit has a unique, meaning, which explains why you need to maximally protect your card.
4. Security Code
The credit cards at gonzo-cc also have security codes in addition to the card number. They are printed on the card as well and are security features used to reduce cases of credit card fraud. The security code is usually 3 or 4 digits either on the front or back of the credit card.
Each financial institution prints the security code in a different place on its cards. For example, Discover, Visa, and Mastercard credit cards have three digit numbers on the back as the security codes. However, American Express cards have four digits on the front as the security code.
Understand Your Card Details
Check your card and identify the above features because if yours misses any of them, then it is better to inform your bank before you face challenges using it.
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